Group Critical Illness
Insurance
Surviving a critical illness can leave scars on more than your mind and body — finances too. United Schools Associates offers three distinct plans at a variety of price points, plus a unique Prime Benefits plan, for employers to choose from.
Why Critical Illness?
More than half of Americans (56%) have less than $1,000 in savings.*
As medical technology and attention to overall health continue to advance, it only makes sense that those hit with critical illnesses like cancer, stroke or heart attack are surviving at higher rates than ever. However, with out-of-pocket costs rising, a critical illness could turn into a bigger, financial issue.
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United Schools Associates' Group Critical Illness Insurance is an affordable solution that pays a lump sum benefit upon diagnosis of a covered critical illness, helping offset costs of care and providing the freedom to choose treatment options.
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Critical Illness Insurance does not cover the diagnosis or treatment of COVID-19.
About Group Critical Illness
USA's Group Critical Illness insurance provides employers three distinct plans and price points to choose from, plus a unique Prime benefits plan - all of which are HSA-friendly.
Group Critical Illness
Group Critical Illness insurance provides a lump-sum benefit for expenses that may not be fully covered by major medical insurance should a critical illness strike. We've rid ourselves of the category approach and now offer three distinct plans with valuable add-ons for extra financial protection.
Group Critical Illness-Prime Benefits
The Prime plan helps offset costs of care and provides the freedom to choose treatment options by focusing on 8 core benefits, which represent some of the most often-claimed critical illness plan benefits (heart attack, stroke, coronary bypass surgery, angioplasty, sudden cardiac arrest, invasive cancer, non-invasive cancer and skin cancer).
How it works
At your annual physical, your doctor notices a lump and recommends a biopsy.
A biopsy is performed and you are diagnosed with an invasive stage 3 Lymphoma.
You respond well to treatment and are declared cancer-free
Your treatment is covered, so you filed a claim and USA sends you a check